:root{--ink:#1c1917;--muted:#57534e;--paper:#fafaf9;--card:#fff;--line:#e7e5e4;--gold:#b45309;--gold2:#d4a24c;--deep:#292524;--soft:#f5f5f4;--radius:16px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.7;font-size:17px}
.wrap{max-width:1100px;margin:0 auto;padding:0 22px}
h1,h2,h3,h4,.serif{font-family:Georgia,"Times New Roman",serif;letter-spacing:-.3px}
a{color:var(--gold);text-decoration:none}a:hover{text-decoration:underline}
.site-header{background:var(--deep);position:sticky;top:0;z-index:50;box-shadow:0 2px 14px rgba(0,0,0,.25)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{color:#fafaf9;font-family:Georgia,serif;font-size:1.5rem;font-weight:700;text-decoration:none}
.logo span{color:var(--gold2)}
.main-nav{display:flex;gap:4px}
.main-nav a{color:#d6d3d1;text-decoration:none;padding:8px 13px;border-radius:8px;font-size:.93rem;font-weight:600;transition:.2s}
.main-nav a:hover{background:rgba(255,255,255,.08);color:#fff}
.nav-toggle{display:none;background:none;border:none;color:#fff;font-size:1.6rem;cursor:pointer}
.hero{background:linear-gradient(160deg,#1c1917 0%,#44403c 70%,#57534e 100%);color:#fafaf9;padding:84px 22px;text-align:center;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 70% 20%,rgba(212,162,76,.14),transparent 60%)}
.hero h1{font-size:2.6rem;max-width:820px;margin:0 auto 16px;position:relative}
.hero p{font-size:1.12rem;opacity:.9;max-width:680px;margin:0 auto 26px;position:relative}
.hero .cta{display:inline-block;background:var(--gold);color:#fff;padding:13px 34px;border-radius:999px;font-weight:700;text-decoration:none;transition:.25s;position:relative}
.hero .cta:hover{background:#92400e;transform:translateY(-2px);box-shadow:0 8px 24px rgba(180,83,9,.4)}
.stat-strip{display:flex;justify-content:center;gap:44px;flex-wrap:wrap;background:var(--deep);border-top:1px solid rgba(255,255,255,.08);padding:20px;color:#d6d3d1;font-size:.95rem}
.stat-strip b{color:var(--gold2);font-size:1.25rem;display:block;font-family:Georgia,serif}
.section-title{font-size:1.75rem;margin:52px 0 8px}
.section-sub{color:var(--muted);margin-bottom:22px;max-width:640px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:26px 0 46px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;transition:.25s;display:block;text-decoration:none;color:var(--ink)}
.card:hover{transform:translateY(-5px);box-shadow:0 14px 34px rgba(28,25,23,.13);border-color:var(--gold2)}
.card h3{color:var(--ink);font-size:1.12rem;margin:8px 0;line-height:1.35}
.card .kicker{font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-weight:700}
.card p{color:var(--muted);font-size:.92rem}
.ic{width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,var(--gold),var(--gold2));display:flex;align-items:center;justify-content:center;font-size:1.3rem;margin-bottom:12px}
.breadcrumb{font-size:.85rem;color:var(--muted);margin:22px 0}
.breadcrumb a{color:var(--gold)}
article.post{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:40px 46px;margin-bottom:36px}
article.post h1{font-size:2.15rem;line-height:1.25;margin-bottom:12px}
.post-meta{color:var(--muted);font-size:.88rem;margin-bottom:26px;padding-bottom:18px;border-bottom:1px solid var(--line)}
.post-body h2{font-size:1.45rem;margin:34px 0 14px;color:var(--deep)}
.post-body h2::before{content:"";display:inline-block;width:8px;height:22px;background:var(--gold2);border-radius:4px;margin-right:10px;vertical-align:-2px}
.post-body h3{font-size:1.18rem;margin:26px 0 10px}
.post-body h4{font-size:1.05rem;margin:20px 0 8px;color:var(--muted)}
.post-body p{margin-bottom:16px}
.post-body ul,.post-body ol{margin:0 0 18px 24px}
.post-body li{margin-bottom:9px}
.post-body strong{color:var(--deep)}
table.cost{width:100%;border-collapse:collapse;margin:22px 0;font-size:.95rem}
table.cost th{background:var(--deep);color:#fff;padding:12px 14px;text-align:left;font-family:inherit}
table.cost td{padding:11px 14px;border-bottom:1px solid var(--line)}
table.cost tr:nth-child(even){background:var(--soft)}
.cost-range{font-family:Georgia,serif;font-weight:700;color:var(--gold)}
.callout{background:#fffbeb;border-left:4px solid var(--gold2);padding:15px 20px;border-radius:0 12px 12px 0;margin:22px 0}
.callout.warn{background:#fef2f2;border-color:#b91c1c}
.tags{margin:28px 0 4px}
.tags a{display:inline-block;background:var(--soft);color:var(--muted);border:1px solid var(--line);padding:5px 14px;border-radius:999px;font-size:.84rem;text-decoration:none;margin:0 6px 8px 0;transition:.2s}
.tags a:hover{background:var(--gold);color:#fff;border-color:var(--gold)}
.faq details{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:15px 20px;margin-bottom:10px;transition:.2s}
.faq details[open]{background:#fff;border-color:var(--gold2)}
.faq summary{font-weight:700;cursor:pointer;color:var(--deep);font-family:Georgia,serif}
.faq p{margin-top:12px}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:30px 0}
.site-footer{background:#1c1917;color:#a8a29e;margin-top:70px;padding:52px 0 26px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px}
.site-footer a{display:block;color:#d6d3d1;text-decoration:none;margin:7px 0;font-size:.92rem}
.site-footer a:hover{color:var(--gold2)}
.site-footer strong{color:#fafaf9;font-family:Georgia,serif;font-size:1.1rem}
.copy{border-top:1px solid rgba(255,255,255,.1);margin-top:34px;padding-top:20px;font-size:.85rem;color:#78716c;text-align:center}
.page-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:38px 44px;margin:28px 0 50px}
.page-box h1{font-size:1.9rem;margin-bottom:16px}
.page-box h2{font-size:1.25rem;margin:24px 0 10px}
.page-box p,.page-box li{margin-bottom:12px}
.page-box ul{margin-left:22px}
.state-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin:24px 0 46px}
.state-grid a{background:#fff;border:1px solid var(--line);border-radius:10px;padding:10px 8px;text-align:center;font-size:.86rem;font-weight:600;color:var(--ink);text-decoration:none;transition:.2s}
.state-grid a:hover{border-color:var(--gold);color:var(--gold);transform:translateY(-2px)}
@media(max-width:900px){.grid,.related{grid-template-columns:1fr 1fr}.state-grid{grid-template-columns:repeat(3,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.grid,.related{grid-template-columns:1fr}.main-nav{display:none;position:absolute;top:64px;left:0;right:0;background:var(--deep);flex-direction:column;padding:14px}.main-nav.open{display:flex}.nav-toggle{display:block}.hero h1{font-size:1.8rem}article.post{padding:26px}.state-grid{grid-template-columns:repeat(2,1fr)}}